While partially guaranteed by the government, SBA loans help business get access to working capital while securing a low interest and long repayment term.
SBA loans are one of the most powerful tools available to small business owners. Backed by the U.S. Small Business Administration, these loans offer low interest rates, longer repayment terms (up to 25 years), and more flexible requirements than traditional loans. That means you can preserve your cash flow while investing in your business’s future.
To qualify for an SBA loan, your business typically needs at least two years in operation, solid revenue (usually $250,000/yr), and decent credit—but we’ll help you assess your options even if you’re not perfect on paper. We’ve helped clients secure funding for everything from buying out partners to opening new locations, often when traditional banks said no. With our deep lender network and hands-on support, we’ll position your business to get the capital it deserves.
Many companies have business needs such as expanding in technology or location, payroll needs, and new marketing endeavors, which require access to working capital that has longer terms and lower interest rates. SBA Loan amounts typically range from $30,000 to $500.000 dollars upon approval. Because an SBA Loan is partially guaranteed by the government, it helps reduce the lender’s risks, which allows for lower rates and longer terms.
No, you can pre-qualify for an SBA 7(a) loan offered through a bank in our network without impacting your credit score. To determine if your business is pre-qualified, the bank reviews a soft pull of your credit report. This does not impact your credit score.
When your loan application proceeds to funding, the bank will request a hard pull on your credit, which appears as an inquiry on your credit report. This only happens after your application is in the funding process and matched with a lender who is highly likely to fund your loan.
As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond.The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.
It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation.
If your business is in solid financial health, has been operational for more than
three years, and has a strong credit history, you’re likely a good candidate. The
quickest way to find out is to apply.
You can start your application right now on the website, and see if you pre-qualify
before gathering any documentation at all. After that, our technology requests only
the documents you actually need to apply.
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