Business Line of Credit

A revolving line of credit provides a flexible option for business capital, giving you access to funds when you need them and only charging for what you use.

BUSINESS LINE OF CREDIT

Many small businesses are looking for a loan option that provides them with access to funds quickly, but from a trusted bank lender. A bank term loan from lenders in the AlphsFBG network is a short-term, f ixed-rate loan with stable monthly payments. Funds from these loans may be used in a multitude of ways to help a small business.

Flexible Financing For Your Business

A business line of credit from Alpha Financial Business Group gives you flexible access to capital exactly when you need it—without the hassle. Whether you’re managing cash flow, covering unexpected expenses, or seizing a time-sensitive opportunity, a line of credit ensures your business stays agile and ready. Unlike a traditional loan, you only pay interest on the funds you use, making it a smart, cost-effective way to keep your business moving forward.

LOAN AMOUNT LINE OF CREDIT AMOUNT: 1 $50,000 – $100,000 KEY REQUIREMENTS Minimum

✅ 3 years in business U.S. based business owned by a citizen or lawful permanent residentreturns)

✅ FICO of 680 or higher Minimum annual revenue requirement of $250,000

✅ No outstanding tax liens No bankruptcies or foreclosures in the past 4 years

✅ No recent charge-offs or settlements

✅ No history of excessive overdrafts on business accounts or negative balance days

✅ 6 months of business bank account statements for all accounts required

1. Flexibility to Access Funds When Needed

A line of credit gives your business quick access to cash up to a set limit, so you can cover unexpected expenses, manage cash flow gaps, or take advantage of growth opportunities — all without reapplying for a new loan each time.

2. Pay Interest Only on What You Use

Unlike term loans, you only pay interest on the amount you draw, not the entire credit line. This makes it a cost-effective way to keep working capital on hand without unnecessary interest charges.

3. Reusable Source of Capital

As you repay what you borrow, those funds become available again — just like a credit card. That revolving structure makes it perfect for ongoing needs like payroll, inventory purchases, or seasonal swings.

Need Flexible Capital?

Get a Business Line of Credit from Alpha FBG

At Alpha Financial Business Group, we make it easy for small businesses to access fast, flexible funding. A line of credit gives you the freedom to draw funds as needed—only paying interest on what you use. Perfect for managing cash flow, covering gaps between invoices, or jumping on new opportunities.

Business Line of Credit